Welcome to All In One Brokers

Business Solutions

Buy and Sell Contracts and Insurance

Where business co-owners buy insurance on each other’s lives in order to buy out the shares due death and disability.

Key person/ Keyman Insurance

Where the business buys insurance on an employee’s life due to death or disability in order to cover potential financial losses.

Pension/ Provident Funds

Where a businesses helps employees save for retirement as well as offer group life and disability in one package.

Group Funeral Cover

Offer affordable funeral policies for employees.

Fire

Perils (Fire, lightning or thunderbolt, explosion such additional perils as are stated in the schedule to be included) cover for contents, fixtures & fittings, stock, etc.

Buildings Combined

Commercial building cover.

Office Content

Commercial cover for office furniture and other loose-standing items.

Business Interruption

Income losses due to the interruption of the business due to an insured event.

Accounts Receivable

Financial losses due to the loss or damage to business books.

Theft

Theft or attempted theft and/or damage to business due to forcible or violent entry.

Money

Loss of money due to theft (normally non-employees).

Glass

Damage/ Loss to windows and other glass as well as sign writing.

Fidelity

Loss of money, property, fraud, etc. due to employee dishonesty.

Goods In Transit

Losses of transported goods as specified in the policy.

Business All Risks

Items not confined to the office but used for business including laptops, projectors, cellular phones, etc.

Accidental Damage

Accidental physical loss of or damage to the insured property.

Public Liability

Covers losses or damage to 3rd party (including death) and/ or their property whilst conducting business.

Employers’ Liability

As personal liability but covers employees.

Products Liability/ Defective Workmanship

Covers losses due to defective products and/ or the uses thereof and/ or defective workmanship.

Professional Indemnity

Covers losses due to wrongful advise and/ or design.

Directors’ & Officers Liability

Covers losses due to negligence and/ or fraud of the company’s directors and/ or officers.

Stated Benefits

Covers bodily injury to employee of company.

Group Personal Accident

As Stated Benefits but in group form.

Motor

Vehicles used by business.

Electronic Equipment

Covers loss/ damage to electronic equipment used for business.

Motor Traders

Cover for car dealerships, panel beaters, etc. where 3rd parties handle vehicles.

Machinery Breakdown

Unforseen or physical damage to machinery used for business.

Loss Of Profit

Any loss due to the breakdown of machinery.

Body Corporates

Physical building cover including geysers, gate motors, etc. for joint property owners for example complexes.

Transport

Specialist insurance involving inland transportation of goods involving trucks, etc.

Marine

As Transport including export and import of goods.

Contractors All Risk (CAR)

Cover for construction sites including building material, etc.

Plant All Risk (PAR)

Cover for equipment used for construction sites including cranes, etc.

Group Medical Aid

Voluntary and compulsory group medical aid. Waived underwriting for groups bigger than 10 members.

Group Gap Cover

Additional cover for in hospital specialists, etc. as well as co-payment cover for groups.

Accumulation planning addresses an individual’s investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance.

In today’s world, there are common needs and desires people seek to accomplish. To protect their ability to earn and accumulate wealth, many people choose to hold insurance, as well as maintain an emergency fund, to guard against depleting savings that are intended for other goals.

  • Asset allocationAsset allocation is used to distribute your investable assets among a variety of investment categories. This process aims to: reduce overall investment risk, create more reliable investment forecasts, improve the risk/return tradeoff of your portfolio.
  • Alternative investmentsAlternative investments may also be an option for the right investor. One of the premier benefits of alternative investments is diversification, resulting from the inclusion of investments that react differently to the markets than more traditional investments.

Accumulation planning addresses an individual’s investment needs, asset allocation, and the suitability of different types of securities in light of your goals and risk tolerance.