How to Pay Less on Your Medical Malpractice Insurance with The Required Protection and More Money In Your Pocket
The cost related to Medical Malpractice Insurance has skyrocketed over the last decade in South Africa. To make it even worse most Healthcare Professionals have limited options and are forced to deal with Insurers in overseas countries who don’t give them the required support, especially when needed during the defense of medical cases.
Dear Healthcare Professional,
Thanks for stopping by.
- You'll learn how to pay less so you can have more money in your pocket.
- You'll get the personal touch with a specialised consultant so you don't have to deal with faceless staff in overseas call centers.
- You'll learn about first line legal protection with it's own in house team of medical and legal professionals that will help you with appropriate assistance and support during the defence of medical cases.
Hi, I’m Michael, and I specialise in Medical Malpractice Insurance.
I know Healthcare Professionals are busy people.
So, for your convenience, you can complete the form below.
As soon as we receive your details, we can get you the required cover for the best possible price.
Please make sure that you include all fields in full. Especially Your Name, Email, Office or Mobile
Complete the Contact Form for Your No Obligation, FREE Consultation and Learn How You Can Get Medical Malpractice Insurance for Much Less with a Personal Touch and all the Protection You Require.
In my case Medical Malpractice Insurance has become ridiculously expensive. I pretty much had one option over the last couple of decades. It’s only recently that more insurers entered the South African market. This finally gave me options. It allowed me to get cover for a lot less with the required support should I have to work my way through a medical case. All In One Brokers gave me the personal touch and this way I don’t have to deal with an overseas insurer. It offers me a local one-stop solution. I can confidently recommend them. Thanks!
How We Work
Some Frequently Asked Questions
With Occurrence-Based cover, you are protected for claims that result from an incident that occurs whilst being a policyholder, irrespective of when the claim is made and includes the time after a policy has been canceled.
With Claims-Made cover protection is only offered for incidents reported to the insurer whilst premiums are being paid (i.e. it provides protection for incidents that both occur and are reported during the policy period, regardless of when the claim is received.
Depending on the retroactive data of the policy in force, it may also include claims that relate to adverse incidents that occurred prior to the Claims-Made policy being issued and of which the doctor was unaware at the time of taking out the policy.
If you have Occurrence-Based cover, your previous insurer or protection society will continue to indemnify you for claims resulting from adverse incidents that occurred during the period of your insurance membership, in line with the benefits associated with your cover.
If you currently have Claims-Made cover, all matters notified to your previous insurer or protection society during the period of your insurance or membership will still be covered by them irrespective of when a claim is made, in line with the benefits associated with your cover.
With the first line of defense through an in-house team of medical and legal professionals. They will work closely with you to assess your situation and provide you with appropriate assistance and support.
Contracts are in play with legal firms which specializes in medical law practices devoted to the defense of medical cases. The legal firms have their own established track record of excellence. Included are:
- Webber Wentzel
- Clyde & Co
- Norton Rose Fulbright
- Everinghams Attorneys
Premiums are inclusive of VAT. If you are a VAT vendor, the input VAT can be claimed from SARS. Your certificate of insurance serves as a tax certificate in this regard.
We deal with insurers who have been in the insurance business for decades. They have a very good understanding of the South African insurance market. Their shareholders are listed on the JSE and have significant financial backing to ensure sustainability.
These insurers operate in a highly regulated market under the jurisdiction of the Financial Services Board. Prescribed amounts of premiums are allocated towards building substantial insurance reserves for defending future claims and mandatory solvency report is submitted for review by Regulator on a monthly basis.
Short-term insurers and mutual organization are not mutually exclusive.
A Short-term insurer is a company licensed to do business in terms of the Company’s Act 2008 and registered as a financial services provider (FSP) in terms of the FAIS Act, 37 of 2002, its Codes of Conduct and Board Notices.
The Short-Term insurer underwrites policies in a manner that is compliant with the Short-Term Insurance Act, 53 of 1998. In doing so, the Short-Term insurer complies with market conduct and policyholder protection requirements implemented to protect the rights of you, the policyholder.
In addition, the conduct of the Short-Term insurer falls under the auspices of the Ombudsman for Short-Term Insurance who provides support to policyholders on all issues relating to companies between the policyholder and the insurer.