Personal Insurance
Life Insurance
Cover on someone’s life
Accidental Death Insurance
Life cover but due to unnatural causes.
Disability Insurance
Cover should you become physically or mentally disabled.
Income Replacement
As disability insurance, but your income is protected.
Severe Illness / Dread Disease Insurance
Cover for heart attacks, cancer, strokes and other conditions.
Bond Cover
Cover for loans from the bank.
Funeral Cover
Cover specifically for funeral costs.
Retrenchment Cover
Cover should you lose your work due to retrenchment.
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Household Goods
Content inside a residence.
House Owners / Building Insurance
The actual shell of a residence.
All Risks
Personal property that gets removed from the residence including cellular phones, jewelry, etc.
Liability
Covers losses or damage to 3rd party (including death) and / or their property whilst on residential property.
Car / Motor
Comprehensive cover for personal vehicle.
Motorbike
Comprehensive cover for personal motorbike.
Marine / Watercraft
Cover for boats, yachts, etc.
Off Road Vehicles
Cover for quad bikes, side-by-side, off road bikes, etc..
Personal Computers (Laptops, Tablets, etc.)
Same as all risks but specifically for laptops, tablets, etc.
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Medical Aid
Contracted with almost all medical aid schemes.
Gap Cover
Additional cover for in hospital specialists, etc. as well as co-payment cover.